[David]

It can work in your favor too. I was 16 in 1983 when I had my first accident. I was following other cars thru a left turn, realized too late that i didn’t have right of way and t-boned a car coming the other way. They looked at me and took off apparently not wanting to speak to police. I drove off but my mom insisted I report it to the police. At the police station the cop said if I’m not reporting it to insurance I shouldn’t report it to the police either and sent me on my way.