Quote:
Originally Posted by trader220
Agreed value is great for a theft or if the car is totaled. Understand that if you're in a fender bender it's a different ball game. You have to ask about mileage and usage restrictions with all of the specialty insurers too.
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True, but do you get diminished value coverage with USAA? As we all know, even the most minor of fender benders can diminish the value of a car once it hits (no pun intended) Carfax. I’ve got diminished value coverage on my turbo collection. So it’s likely if I get in a small fender bender with a turbo I’ve got insured well into the six figures, I’ll be getting cut a check for a multiple of the actual repair damage itself.