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Depends on the dollar amount. Some banks put a hold on large checks. My bank makes funds available next business day depending on the time and day it is deposited.
James,
I feel your pain. Part of why I left US Bank was because they did exactly as you describe. I could have more than 100K deposited and couldn't use it to pay down my line of credit. Part of why I went to wire transfer for large dollar amounts. Money appears same day. I'll even offer to pay the sender's wire fee. $20 to have my money same day is worth it to me.
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Nick
Last edited by cabmandone; 08-12-2019 at 06:20 AM..
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