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jwasbury jwasbury is offline
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Join Date: Jan 2008
Location: Weehawken, NJ
Posts: 3,593
Quote:
Originally Posted by onewhippedpuppy View Post
I'm a 1099 contractor and set up as a sole proprietor LLC. No payroll to mess with, I rolled my previous employer's 401k into a Roth IRA so I'll still get tax deductible retirement contributions, and will be setting up a SEP soon as another means to save for retirement and get a tax break. Look up the IRS QBI, it's a new tax deduction introduced with Trump's tax cuts that can give you another 20% tax deduction if you're a small business and meet their criteria.
single member LLC is what I generally recommend to people who are solo practitioners.

while the S-Corp structure can offer some employment tax advantages (pay yourself "reasonable salary" and take the remainder as distribution), you should do the math to see if the extra administrative burden is worth it vs. single member LLC.

Single Member LLC, all you do is file Schedule C attached to your 1040.

S Corp, you will need to file an 1120 annually, plus whatever state filing requirements, and you will need to do payroll tax filings (W-2s, W-3, 940, 941, and/or 944). If you're going to subcontract all that stuff, it may cost more than your tax savings...do the math.
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Current: 1983 911 GT4 Race Car / 1999 Spec Miata / 2000 MB SL500 / 1998 MB E300TD / 1998 BMW R1100RT / 2016 KTM Duke 690
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