Quote:
Originally Posted by mattdavis11
While not hit and runs, we are dealing with two accidents 3 days apart. Wife was struck by a young girl, son was no fault front car in a 3 car rear end collision.
The police saw the accident the wife was in and did not issue a citation for no insurance, but told wife that they could not verify. We found out yesterday that the little girl did not have insurance at the time of the accident, but did later that day. It's been a month trying to get it sorted. Car still mangled.
Son needs to get with the program, just got the police report yesterday.
Both need to learn that you get the insurance information from all parties at the scene, don't wait, and don't let the police handle that side of the accident. 
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DAMN. I have under/not insured for a reason. I never thought I would have to use it, but here I am. I had to pay a deductible on my policy to get my property fixed. It's just is a ****ty situation all around... Going through a double dose is equally sucky...
I hope you're able to collect eventually since you have their info, but I bet the court route is equally a PITA unless you're dedicated to being made whole...