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With your DIY skills, why limit your search to less than 10 years...Mebbe search for a good older truck that needs some TLC? Lots of 'em out there....
i would pay 75k fer a new truck before I'd drop 25k on one 10 yrs old....and neither is gonna happen...YMMV.
Cash or credit? The latter is why prices are inflated across the board....imho.
Good luck!
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