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Good luck
Salvage value... good luck getting a penny for a boat as salvage. Sure, you can spend hours of your life to make $100 on winches and old line. No thanks. Odds are you have to pay a few k to get it moved from your slip, assuming its not sunk.
You can get insurance w/o a survey. Doesnt mean you should. I've never had a survey done. Sorry if I missed some posts, but do you have a moisture meter? Wet decks kill many boats. Inspect the chainplates and any wood close by. Check the hull/deck joint, each boat has a little different setup. Make sure its solid and doesnt leak. If you dont know how to look at sails assume they need to be replaced. Same goes for motor. Outhboard is nice since it can go home with you when its acting up. If inboard make sure its bolted in place, trans has oil (ever changed?), how old is the heat exchanger?, how old are the water lines?, fresh water cooled?, prop shaft aligned? bilge clean?, is the rig solid? inspect every fitting ... get a survey if you cant answer every question. There are lots more.
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