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Debit or Credit ?
My Debit card was compromised today. Again. No fraudulent transactions, just a heads up from the bank, new card in the mail, blah blah. This happens so much now to both debit and Credit cards that I no longer have time to wear out the magnetic strip before I get a new one (something I'm usually very good at).
It brings the Question: what do you guys use most ?
I keep close tabs on my banking so I use debit most, I like the immediate debit from my checking - I know where I stand. It was pointed out to me that I should use credit cards more because the protection is better in case of fraud - but both seem to be compromised as frequently and the bank seems on top of them all.
I don't like using the CC generally because those little expenses add up to a bigger bill as opposed to immediately being gone from my checking and leaving me with a clearer picture. Then again, more points, more safety supposedly.... What do you guys do? Are debit becoming a no-no? Are they really less safe ?
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