I use a CU debit....have exclusively for a dozen years now. The fraud detection has improved exponentially since they appeared....they "catch it" before it happens now
. I use mine with no fear, and don't fall for the "industry BS"...CC's make them big $ by comparison. I worked for two of the largest mega-banks years ago...
Follow the $....the banks have it, and will not kill their two geese....one golden, one silver...they eat the losses on both...usually.
That's my story... YMMV
