[RWebb]

If you hire someone (I think you shouldn't*) be sure they have a fiduciary responsibility to YOU.

* Educate yourself and roll your own. This is not rocket surgery. That is a good book and you'll do just fine with it. esp. the part about expenses (which is how parasites maintain a comfy living on the body of the host).

A Certified Financial Planner may be what you want.

Be sure to ask how they are compensated.

Never buy advice on products and the products from the same person (!!)

The more bucks you have the more aggressive you can afford to be (esp. if you have one account set up for shock proofing - i.e. a fair amount of cash & bonds, conservative stocks). The rest can go into aggressive (greater risk) assets.

Most importantly, you can do very well by shorting everything you see posted by tabs.