Quote:
Originally Posted by mepstein
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Also, I sometimes need cash to buy something and it's Sunday or whatever. Debit card at local ATM. 2 of mine and one for my wife and I'm good for 3K. A lot of 20's but when you see a deal...
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I usually do the "cash back" on a debit purchase to put cash in my pocket....and HATE the machines that spit out 10s instead of 20s (Lowes I think it was). Went to a new ATM the other day for some cash...Franklins appeared...yippee
Just be smart....both are "safe" imo, but like Patrick, I havd one acct that is my "wallet"...if it were totally stolen/drained....no biggie for "me". CCs are putting approx 3% of every purchase into the CC/Banks bottom line (they make a few cents on debit charges)....nothing is free, but they have their place too imo....I just don't use one anymore.
The fraud detection/prevention is quite good now for BOTH imo and I don't lose sleep over it....
In fact...I'm awake at 4 am because I sleep so well
