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I work in Finance. I rarely use CC (only when I need to pay something work-related). Card fraud is almost nonexistant here. All our cards have chips and PIN-codes. You cannot "swipe" the card and be done with it. Online purchases demand "3D-authentication", so you need to enter PIN code in a special mobile app. This takes away 99.9% of all potential fraud.
Actually, I rarely use cards at all. Contactless pay is all the rage and Apple pay gives you possibility to have many cards in your phone, authenticated by your fingerprint.
And of course, I make sure my debit card is connected to transactional account with enough money to support monthly purchases and not more. That way you can use app that tracks your purchases so you can see graph for your monthly gasoline or food expense.
So no cash, no swiping, no plastic, no monthly CC bills. Fingerprint, ping and you are good. Rarely, I need to break out physical card to fuel my car (my self-service gas station is not contactless yet).
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Thank you for your time,
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