[Discseven]

Originally Posted by LWJ

I had them. They were cheap. Something, however, caused me to move. I don't recall. It was significant.

Originally Posted by SCadaddle

I've had my 82 SC and my 92 Miata on my USAA policy with only liability and uninsured motorists for the past several years, at a yearly cost of about $600 for both. A month or so ago when the policy for my 6 car fleet came up for renewal I looked into who USAA used as a "collector" car insurer, and they hand that off to American Collectors. So I inquired with them, and upped both the liability and uninsured motorists property damage along with adding comp and collision with Zero deductible to the tune of an agreed values of 40k on the SC and 5k on the Miata for right at $418 a year. That's $325 for the SC and another $93 for the Miata.

Both cars are kept in a locked garage and the mileage limit terms are 2500 miles/year. I can "pleasure drive" them when I want but no coverage for any kind of racing or DE events. I got a LOT more bang for the buck in a policy and saved almost $200 on a years worth of insurance between the two.

Will research American Collector later today. Post what I find. Thanks SC!

Edit: checked them right away. Their online offered premium is $432. Should note their query form asks few questions compared to other companies. Can't say if this has any implications---am just making note. What coverage this premium provides is unknown.
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