That's a special kind of stupid. Banking related crimes are all federal offenses w huge sentences and hardly any early parole- not like shooting someone in L.A. and getting out 4 years later, etc...
A prosecutor once explained to me the stupidity of most bank robberies- they hardly get any $$ and the penalty is federal and stiff. 10 years for first offense and with perfect behavior, you do 85% of your sentence, so 8.5 years. Check fraud, OTOH, is not federal and people sometimes get huge amounts of $$ if they are good at it.
Not advocating for anyone to commit crime but just sayin'....
