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The insurance company is probably relying on the services of an outside company, such as CCC One, to give them a valuation. The “analysts“ at companies like CCC One are untrained, minimum-wage idiots. Demand the report, pick it apart, come up with your own comps and receipts, you’ll get a lot more for it. I’ve had to total two vehicles in the last few years, I got 40% more than the insurance company’s initial offering.
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