[legion]

HOA's are the smallest form of government. As such, they can do unethical things and stick you with the bill.

My friend was fined by his HOA because they passed a rule that you weren't allowed to back into your garage. And by "passed", I mean the HOA president wrote the rule down, unilaterally, without telling anyone else, specifically because my friend backed into his garage, and his first notice of the new rule was the fine.