[MBAtarga]

I had lousy experience and outcome trying an independent agent here a few years ago. They couldn't touch my current coverage and rates with Liberty Mutual. I know many on this forum have criticized Liberty Mutual - but they have beaten any other co's rates on my home and autos for the last 12 years or so. No one has come close to touching either premium. I also get a 10% discount being a graduate of GA TECH (a loyalty discount of sorts)

Never had a homeowner claim, but they handled several auto claims (other driver fault) as well as each kid's accident that resulted in a claim.

My advice - do your own homework and don't rely on an independent agent's search to make a decision.