[RKDinOKC]

Brother says he has his money in two IRAs because one can invest in property.

Old enough I can move any or all of my 401K into an IRA without penalty or taxes.
And continue to pay into 401K from salary.

The problem is they won't help you much or crunch any numbers if you don't sign a feduciary contract.

Have been looking at what might happen if get classified disabled due to diabetes issues and wreck complications. Looks like a $100/mo difference between disability now and goes up the $100 when turn 67 and becomes retirement instead of disability.