[monoflo]

My Dad was growing up in the Depression, fighter jock in WW2. Learned to squeeze the dollar from my seriously thrifty Grandparents. He worked for everything he got from a early age. Despite having a bit of swagger (never backed down if he thought he was right) insisted his boys earn what they got. He had two new cars his whole life- both in the 50s. Mr Fix-it. Got my car thing from him.
Sadly he died -- 3 months after he bought his dream retirement home and probably a year short of getting the Cadillac Eldorado he had his eye on. All this 9 months from full retirement.
SO -- don't put off for tomorrow.