Quote:
Originally Posted by Vaive
Couple of things: Konis, etc parts probably won't mean much to an arbitrator unless unless you had a modification rider on your policy. If it doesn't, the extra money you put into the car vs stock components will be covered at a grand total of $0 by your insurance payout.
Second: The insurance company will most likely have a lawyer involved in this. Which means you need to hire one as well, if you want a fair fight. Which is $1K minimum to get someone competent. You want to split the difference between $19 and $15K, even if you win, you're giving away 1/2 your win to a lawyer. And if you lose, you're out another $1K. Best case scenario is you win $1000 having spent many hours dealing with it.
Personally I'd just put this in the "life's unfair" bucket and move on.
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You’ve never actually been through this process, have you?