[fintstone]

Back to the original intent of the OP...IMHO>

Consider the thread, Anyone own a second property - how did you finance ?...if you do indeed own a second?

If one owns a second (or even a third) property and financed it, are they a dickweed masquerading as an "expert" because they respond or just someone relating their experience because it was asked for. Most would expect that the OP might have the ability to separate the wheat from the chaff...and would likely do further research based on what was proffered (and do what they thought best for them based on their individual circumstances).