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My wife, and I started out in a 16' SeaRay with a 70 HP Evinrude outboard motor that we would tow to the inland lakes, and have fun for a day. This will give you an idea of how boats handle, what to watch for, the rules on the water, and whether you have the stomach, and will to keep it.
Starting out in a 35'+ boat would be daunting enough if you could learn on a freind's boat, but maneuvering a big boat in tight spaces, around other expensive boats, with people watching gets stressful, especially when it's your boat, and reputation.
We now have a 22' cabin cruiser with a single V8 that is still nerve racking around other boats.
Sorry, no good infor on costs, but make sure you want to do it before diving in (pun meant).
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