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Call Kia Customer Care and get them involved. I had an engine blow on a Hyundai Veloster and they stepped up to cover all but about $700 of the engine replacement.
I think if you get the pictures of the paint to the proper person, Kia will step up and help but you have to be persistent.
And whether it was garaged or not, the paint and primer never bonded. Putting it in a garage wouldn't prevent what happened from happening. A car wash would have taken the paint off at some point.
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Nick
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