Timely thread. I bought my wallet when I was visiting Italy over 15 years ago. The edges are tearing itself into small pieces. Its a simple fold wallet and I carry two CC, one business, one personal and my debt card for cheap ACRO gas. A couple more cards like AAA and insurance card and some cash. I hate thick wallets. I agree, those rigid wallets will wear a hold in my shorts in no time. I like the thin nylon type shorts. Cargo pocket is for phone. Yep, no place for a pocket knife