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My insurance went from $1,300 / yr ( 2015 ), to $4,000.00. Now have two policies, 1 - wildfire only & 2 - all the other stuff, liability etc.
Also, It really makes no difference as to the amount of "fire proofing" you might do ( IMO ), Insurance company underwriters simply look at where your house is and then that area's rating and thats that.
No regular Insurance company would even consider my house ( Grass Valley )...i'm with Cal Fair plan.
Steve
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