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Originally Posted by wdfifteen
By "That’s just fire," do you mean just the structure?
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Yes, just the house and garage. Contents,flood and liability are covered by another policy. About $1100 additional.
I’m lucky in that there is a hydrant less then 500 feet away and a fire house within 5 miles. My friend that lives on 25 acres with much less house then mine pays over $5000. That’s just fire insurance. The California Fair plan. Only place most people can get fire insurance from.