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Originally Posted by Tommy Z
Just curious if you checked with your regular auto insurance company? Who ever insures your daily driver will surely do it but you'll likely have a hard time convincing a collector car insurance specialty company without a garage.
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Up until about 2 years ago I had it combined with my daily driver, but what I didn’t realize until a friend clued me in, is that regular insurance companies estimate classic cars at a depreciated market rate. When I checked with my company at the time, the replacement value was like 1/3 the value of what Excellence Mag or Hagertys said the value should be. Maybe I should check again.