[pwd72s]

from the article:
"The nation's credit card debt currently stands at $735 billion, or nearly $7,000 per household. And since about 40 percent of card users pay their balances in full each month, the household card debt of those who carry balances is closer to $12,000."
Sounds like most of us here belong to the 40%. I've never paid a dime of usurious credit card interest in my life...but I feel for those who do. My daughter's first marriage fell apart because of a debt load. I'll admit to getting more than a little mad when her ex, then in his early 20's, informed me (with a straight face yet...her was serious.) that he wanted to spend now, and not end up having a lot of money when he's old. He was a grunt USAF airman, she the O.R. Nurse who had to pay alimony when they divorced. Believe me, having money when he's old won't be this guy's problem! Give him $100 and he'll use it to get another $500 in debt...grasshopper & the ant, right?