[MRM]

We have Fidelity and we’ve been assigned an advisor but we don’t pay any fees for the service. The advisor is free to us. It’s not clear that what they’re offering you will cost you more than the management fees already built into your account. Maybe you should check it out. If they do charge a fee you can always say no. If it doesn’t cost extra you’re missing out on a free service. You won’t know unless you check it out.