[svandamme]

sure, but that's theft, not a scam
And the CCard companies are very good at protecting the card holder.

CCard theft, is also more of a thing outside of Europe, We even have settings on our online banking to disable non EU transactions since those are riskier.
We don't allow transactions on just the number and security digits in the back here.

I've only had 1 issue with CC and it was a US website that had spilled my CCard number and somebody suddenly was buying cameras with it on similary unsafe websites.
the CCard company had instantly noticed something wasn't right and called me, blocked my card and sent me a new one.