[masraum]

Originally Posted by Rick Lee

I didn't suggest they quit smoking altogether, just that a very modest reduction would easily cover the total of about $90/mo for the coverage they wanted on each other.

I have an appt setter, who's a southerner and doesn't speak a word of Spanish. So when he calls those leads and they say they don't speak English (usually lying about it), I door knock them. Usually they speak English just fine, but at worst they have a kid in the house who translates for me. My best ever was a Mexican couple who really didn't speak a single word of English and the woman had a horrible policy I knew I could replace and help her out on. I called a former appt setter I had, who's Mexican, said I'd pay her for an hour of her time, and she translated the whole discussion with my phone on speaker. I got that lady 3x the face amount she had for the same premium she was paying. She was overjoyed. I'm not a do-gooder, but once in a while it's nice to help poor folks get more bang for their buck.

Nice!