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Hmmm..credit union route is a good idea. Will investigate that.
The extended warranty is bumper-to-bumper non-wear items plus the 45k and 55k maintenance. (Wear items, excluded, would include tires, rotors, brake pads, battery.)
I haven't priced those services separately and not sure if that includes the timing belt (am guessing not at 55k miles). I'm sure I can do the maintenance providing I can find the service manual and VAG-COM works...
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