[fintstone]

Originally Posted by Norm K

I used to suggest that liability insurance should be sold at the gas pump (not perfect, as poor/careless drivers would pay the same as good/careful ones) but EVs have made that less viable.

In any case, if the government is going to be involved in the insurance game - and by virtue of the laws mandating that you I must have it, they are - then instead of us having to carry additional insurance to cover ourselves against those who flaunt the law by not carrying any, the government should be on the hook to make us whole.

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I only keep liability and comprehensive/uninsured (also covers theft and hitting deer which are the primary problems I might have). Never had to have collision. Saved me tens of thousands over the years.

From my experience (hit by an unlicensed, uninsured illegal). The uninsured just walk (or drive) away. No jail, not payment for damage, no fine. Why would they waste money on insurance?