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I closed on a VA no appraisal, no income verification 30 year fixed at 2.25% in January. Loan cost was $7k and it brought my monthly payment down $800.
If you are VA I would do it, with rates this low you wouldn't have to refinance again.
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"Prayer isn't a parachute. It's a compass. It doesn't save you from the storm. It guides you through it." - Bear Grylls
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