[jcommin]

When my youngest was in college, I co-signed for his apartment for one year and one year only. I was very reluctant to do this but my ex and I were arguing over college expenses. I made it very clear to him that failing to pay rent or causing damage to the unit would end any financial support any year after.
I didn't want my credit score ruined or be subjected to penalties or additional expenses. He got the message.

I understand your anxiety.