[drcoastline]

Extended warranties are insurance policies. They can be good if you know what you are buying and what is covered. It would also be beneficial to purchase the warranty through the dealership as they will have a relationship with the company.

As with any insurance it is important to know what is covered, what the deductible is, the limits of coverage and most importantly your responsibilities and maintenance procedures to ensure you are not denied.

I had a 2006 Jeep Commander Limited from new a notoriously problematic Chrysler product. at around 68,0000 miles I purchased a five year 100,000 mile extended warranty on the drive train only. Engine, ECU, transmission, transfer case, etc. Anything that involved making the car move. Not the radio, body panels, power seats or anything like that. I paid $1,500.00 for the warranty. That's less than a dollar a day. Coverage also ceased once the value of the vehicle was met in repairs.

My responsibility was to follow all manufacturers maintenance procedures and document. Oil and fluid changes, mileage maintenance, etc. While the warranty permitted me to do my own work or use an independent, I chose to have everything performed by the Jeep dealer then there was no question if the maintenance was done or when or if correctly.

I had many, many times the cost of the warranty paid for including a rebuilt transmission and they paid for a rental car while the transmission was being rebuilt. My deductible was the first $100.00 of each covered repair.

I was completely satisfied with my purchase.