[masraum]

Originally Posted by KC911

If your 401k is with Fidelity, one can open a brokerage account and have unlimited options. I used funds, etc. for a couple of decades way back when... then decided to "do it myself" .... worked for me...

No regerts

Yep, fidelity, unlimited options.

Originally Posted by craigster59

I've done well so far on my investments but current affairs are making me rethink my stock portfolio and possibly investing the funds elsewhere.

In my biz we have an "Individual Account Plan" which is our version of film residuals. It's an account the producers pay into for each hour worked. Upon retirement if you've done your 30 yrs you can expect a couple hundred "k" in there.

Problem is you don't get to manage it yourself and it's not available until you are 65. During the pandemic they did make an exception and allowed you to pull out 20% up to $20k. No tax penalty if paid back in 18 months beginning Jan 2022. i know a few people who took it and don't plan on paying back in. I think they'll have some "regerts" down the road.

Right, I can't see that ending well, but it sounds like a pretty decent plan in a world where pension-like accounts are a rarity.