[masraum]

Originally Posted by recycled sixtie

It is easy to play Monday morning quarterback about these things. Shoulda coulda didn't. I think there are some fundamentals that one can apply. For instance consult some experts and avoid go it alone opinions. Live within your means. Diversify some. All in the stock market may not be a good thing. Similarly all in real estate is not good either.
Find an honest broker that works for you and not himself.

Exactly
This guy is good. He's a retired financial advisor and offers lots of advice for free as well as getting a class setup at a college in Seattle, IIRC. His advice used to be via articles on Marketwatch, then he also had a few eBooks that were free and a website with a ton of info. Now I think most of what he does is via podcasts. One of his books was about hiring a financial advisor, and how to find a good one. I believe he does everything not for profit.
https://paulmerriman.com/2016/09/14/select-best-financial-advisor/