Quote:
Originally Posted by Zeke
Advice I have received says do not get a debit card. Your account can be drained. With a CC that can't happen. I went to turn in my BofA DC and they told me to say goodbye to the ATM. Since COVID that would have been pretty stupid so I take it with my ONLY when I'm on my way to the bank. I use it very infrequently and guard it carefully meaning as little exposure to any reader as possible.
Using a DC at a gas station is reckless. Your money, your bank, YMMV.
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The new EMV chip technology seems to cut back on bank card fraud. And the big banks have fraud detection software that will lock out your card if it detects unusual activity.
I think NFC credit cards are probably the riskiest thing going. I would never ever use Apple Pay or Samsung Pay.