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Noah930 Noah930 is online now
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Join Date: May 2005
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Personally, I think saving for retirement is more important than buying a house--particularly in a place with super expensive real estate.

Start saving now (401K, 403b, or traditional IRA--it'll depend on what his employer offers), and he'll be much happier (financially) in 15-20 years. Whether he buys a home now or waits a few years, in a place like the Bay Area, he'll always have a mortgage, until he retires. I look at home purchase as something that pays out to my kids, not me. He'll never realize the profit of owning a house until he sells and downsizes, which probably won't be until after he retires.
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Old 06-02-2021, 07:05 PM
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