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The Doctors in our families, especially the specialized doctors don't start living their life and debt free until their early 40s. They do well, but the journey is a long and expensive one.
One thing I noticed that they are extremely knowledgeable in their chosen fields, but I've come across many that are poor with money management. Ones I am related to is a thoracic surgeon and the other is a children's doc. The thoracic surgeon is a dumb siht with it comes to understanding money. Hope your kid is good with it and invest well.
At 36, he has some good times ahead.
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