[vash]

living in San Francisco, i kinda feel it's a muddied waters type of situation. sitting on the sidelines you can watch the dreams of owning a home escape you right before your eyes as the market gets more and more expensive. I've been in the area for a long time, and i really haven't seen housing prices drop significantly..it may stall, but it ratchets back up in the long run.

i honestly don't know what i would do in this situation. personally, i put every extra bit of money i had into paying off my student loan. i got that monkey off my back in about 2 years. i was told it is one of the loans that defaulting on, is a damn near impossibility. there is no forgiveness. i didn't want to test that. beans and rice.