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They probably scanned it right thru your pant pocket and non-RFID wallet and duplicated a card later.
It is claimed someone has to get within inches of your pocket to scan, I think they can within several feet.
Yes people are putting cars readers at locations.Like at the gas pumps and such, you want to make sure the seals are cut or broken. If they are, go inside and pay.
Sometimes banks will want a Police report filed, to clear the charges.
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