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Join Date: Aug 2003
Location: SF Bay Area
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Retired early? What about health care?

Financially Independent Retire Early (FIRE). It’s too bad I’m just now becoming aware of FIRE strategies. I always thought I had to work until 67 and then retire. Now I’m learning that we can live off an annual 4% withdrawal from our investments if we can curb our spending enough. And that’s for a 30 year retirement! Pretty doable except for health care costs.

If I retire now, no more employer paid HC. Where would I get it for my family of three? What are the costs and quality? I’m looking into Covered California but wondering what others have done about HC until Medicare kicks in. Would love to hear your strategies!
Old 07-03-2021, 12:21 PM
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