[jyl]

Originally Posted by drcoastline

The short answer is no. There could be recourse against a contractor, architect, engineer, or the city in that scenario. But again in short those units did not sustain damage as a result of a covered peril.

Take your house for example if you had a fire and half burnt down, the insurance pays for that half if the city then requires you to tear down the other half the carrier will take the position we understand, but it was not damaged. This is where the ordinance or law coverage comes into play and [U]would[U]pick up coverage to the O/L coverage limit.

Thanks for all your input in this thread. I'm learning a lot about insurance.