Quote:
Originally Posted by jyl
So for #2, need to estimate SS tax bite (and other costs of employing wife, like unemployment insurance premium, etc) vs increase in wife's benefit from start of benefits until husband's passing, to figure out if its worthwhile?
#1 still potentially makes sense though, assuming husband's life expectancy is long enough?
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I'm no longer married but if I had a spouse, I would have a plan in place to insure the retirement income would cover her thru her normal life expectancy. That in itself, is difficult to call because life gets in the way and the best plans can go sideways. You do the best you can.