[Baz]

When I applied for my retirement benefits, I did so through the website. It was actually very straight forward and painless. I got a call a week later with a request that I go to the local office (20 minute drive) to finish the process.

The only reason for this is I had received survivor benefits after my father died for college, which ended at age 21. Just that alone threw up a flag.

The SS representative was a really nice guy. He said we just want to make sure you are who you are. The identification documents I brought with me helped, plus he quizzed me on a few things relating to prior residences and places of employment.

I didn't mind at all and appreciated that there was some vetting involved.

Since then, I have received a deposit into my checking account every 3rd Wed. of the month - last night's being the 26th.

Also, because I was already in the system, when I was eligible for Medicare, I was automatically enrolled. Didn't have to lift a finger. All of a sudden I got documents in the mail plus my Medicare card. I ended up getting a Humana medicare Advantage plan, so my SS benefit is dinged a very small amount each month to accommodate that plan.

I must say - our SS administration has done a wonderful job setting things up for us.

Good luck JYL.....hope you are able to get things set up the way you need......and don't hesitate to contact them, as others have mentioned. They are very helpful!