Quote:
Originally Posted by DerkPerk
Check with your local credit unions. Not sure what amount you’re taking about but we get 3% on our checking, with less than 10k balance and 2% on a standard savings account. Decent for “straight cash homie”.
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This.
Our credit union has a program the pays 3.5% right now (Click Checking) on money in my checking account up to 20K. The money above that is just 2%.
I have to use the debit card at least 10 times per month, and do at least one electronic transfer, and pay at least one utility bill electronically. I pay all my bill that way so that is a breeze. The debit card is easy as I use it at the local stores I frequent often and make three purchases in a day. Buy some bananas and apples at one store, beer at the local convenience store and bam, two purchases.
They have had that program in place for years now and I have more money in my checking account than ever in the past.