[sammyg2]

One of the investment companies I work with had been after me to do the managed fund thing for a long time but I always said no thanks.

This week they offered the full-service for .79%, not bad. Lots lower than I've been quoted before.
So I caved and gave them a little bit to manage.
I defined the goals mid and long term for risk tolerance, we'll see how it goes.
Note this is money that I'll never need to withdraw, it'll just sit there until the kids get it.

The plan is to compare the fund they manage to the performance of my ETFs that are similar in structure but have under a .1% load over time to see if there is any advantage or if I'm just better off self-managing.
After a year or so I'll either pull the plug or dump more in.

I'm going in with the attitude that the only advantage to paying them to manage the $ is that it might keep my greedy little paws off it and I'll be less likely to do something dumb with it. Not that I ever would ....