[dw1]

I agree with your approach. Btw, the % you got for a full-service account is quite good.

I have a history of making poor investment choices (i.e. to tech-heavy & thus too volatile) so I'm letting the professionals handle most of my investments. I have several different ones: one for the 401(k), a different one for another large diversified account, and yet another for IRA's.

I do keep a bit for dabbling in start-ups and other stocks that pique my interest.